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What would be the difference between starting to invest back in 2025? Or 2024? What about if you wait it out for another year till 2027? What would you really be missing? The truth is no one can answer this question for you, and anyone who does is an internet guru trying to sell you a course or a Discord. The fact of the matter is, no one can ever tell you with 100% confidence that this year will be a good time to get into the market. If you ever ask anyone, they always end the conversation with the disclaimer, “but I don’t know, man, enter at your own risk”. The reason for this is that the market should never be looked at in absolutes, but instead be based on probabilities.

Looking at the market based on probability frames the decision of investing through the lens of data and forecasting, which one would need to look into history, and based on the historic performance, one can make a fair estimation on when it would be a good time to buy or when it would be a good time to sell. All based on the probability of historic data points.

Now that I have lost those who are not serious about investing, with all that complicated opener, let us get down to business. Based on my opinions on where the market sits right now, this not a good time to buy…yet. I would say it is a great time to dollar-cost-average into existing names you have in your portfolio.

Can the market continue down? Yes. Can the market bounce back? Yes. When it comes to investing in any year, 2026,2027,2028…It all comes down to understanding oneself. Yes, you have to look within, ask yourself in the mirror and be honest with yourself (might be the first time you have ever been honest with yourself), and ask that person in the mirror, “what is my goal by investing now?”.

Is it because you saw on TikTok people buying the dip? And for whatever reason, you are trusting a stranger you have never met in your life.

Is it because you are short on cash and you need money? If you don't can’t risk losing cash, don’t get into the market.

Is it because you want to grow your money quickly, multiply it 100x in the next month? because that is unrealistic. Yes, you can dream, but not fantasize.

If you are honest about getting into the market and you wish to multiply your money at a reasonable rate, understanding that you might be up some years and down others. If you still think you can stomach that, mentally and emotionally, and not risk more than you are willing to lose, then I think this is a great time to dollar cost average.

For new investors, this is a great time to get in with a SMALL position. We are in a very dynamic market where price can continue to dip, or it can recover. I would try to protect my capital by starting a SMALL position and dollar cost averaging if it continues to go down (which I believe it will). If it shows signs of recovery and support (price bounces around ~$6,166 with volume). Then I would suggest adding to the names you like, little by little, based on what you can afford. As a new investor, I would be focused on just getting into the market, leveraging an index fund, ETFs or a strong stock you trust.

Because honestly, the best time to get into the market will always be right now, not because of where the price is or because of what is happening from an economic standpoint. It is the right time to invest, because time in the market will always out-run time outside of the market.

I hope you welcome your inner tortoise, not the hare.